Medical Malpractice Insurance

Coverage applies where the member practitioner is legally obligated to pay as compensatory damages because of any negligent act, error or omission arising out of the performance or the failure to perform their designated professional services based upon an injury which occurs during the policy period. Coverage applies only for professional services provided within Canada.

General Liability Insurance

In some jurisdictions, carrying General Liability insurance is mandatory under local licensing requirements. Most building landlords require such insurance, as well as clinics in which a member may work as an independent contractor.

General Liability coverage provides a limit of $3,000,000 per occurrence for bodily injury or property damage claims arising out of the operation of members' businesses, excluding malpractice (covered under medical malpractice policy).