Join us for live conversations with Candace Pichonsky, experienced massage therapist and Practice Competency Manager at the NHPC.
Candace's member-only podcast will discuss what you need to know to remain safe and skilled throughout your career.
You will have an opportunity to ask questions at the end of every episode. Attend two or more episodes and earn five Continued Competency Program (CCP) credits.
Zooming into NHPC: Upcoming Topics
How to Get Approved for a Mortgage as a Self-Employed Practitioner
Date: Monday, February 9, 2026
Time: 11 a.m. to 12 p.m. MST
Guests: Steven Gross, Mortgage Broker at Innovative Mortgage Solutions
Being a self-employed practitioner gives you flexibility and control, but when it comes to mortgage approvals, the process can be confusing and very different from the traditional employee experience.
In this episode, mortgage broker Steven Gross of Innovative Mortgage Solutions joins Candace Pichonsky to break down how lenders assess self-employed income, the key requirements for approval, and how to position yourself for success without derailing your business or personal finances.
We'll cover:
- how best to set a monthly budget to track income and expenses to prove your viability to lenders
- how tax deductions impact your mortgage approval (and what to watch out for)
- the difference between incorporated vs. sole proprietor income
- how business vs. personal bank accounts are assessed
- how long you should be self-employed before applying for a mortgage
- downpayment requirements and strategies for saving for a down payment while still managing debt
This episode will help you understand lender requirements, avoid mistakes and plan ahead with confidence.
Register
If you have any questions about your practice or these episodes please get in touch with Candace at practicemanagement@nhpcanada.org.
