The NHPC has strong relationships with insurance providers, as they often can be an essential part of a holistic health professional's practice.
Client Insurance Claims
All 2,200-hour massage therapy trained NHPC members are recognized and eligible for all insurance provider direct-billing systems in unregulated provinces and territories.
The NHPC has negotiated eligibility agreements with several insurance companies and advocates on the behalf of all NHPC-recognized modalities.
- advocates for the recognition of holistic health treatments in extended health/wellness plans
- promotes practitioner competencies
- supports members with eligibility requirements
- builds relationships with insurance benefits providers
Practitioner Insurance Coverage
The NHPC offers three types of insurance coverage to practitioners:
- Medical Malpractice Insurance (mandatory)
- Commercial General Liability (CGL) Insurance (optional add-on)
- Contents Insurance (optional add-on)
All insurance coverage options are national (members retain insurance coverage with their membership if they relocate to a different area in Canada), occurrence based, and have a flat rate for all NHPC-recognized holistic health practices.
Medical Malpractice Insurance
- Provides coverage for claims brought against you for professional negligence.
- Professional negligence is the failure to exercise due care, knowledge, and skill when working with your client/patient.
- Includes claims in which the client alleges that your treatment has caused them sickness, disease, or bodily injury.
Commercial General Liability Insurance
- Provides coverage for liability claims brought against you for negligence due to the surroundings.
- Includes, but is not limited to, claims for slips and falls, allergic reactions, and damage caused to premises due to negligence.
- Covers the replacement cost of physical property and equipment owned by the member from loss.
- Covers the loss of income-producing ability when the loss or damage is caused by an insured peril such as fire, water damage, or explosion.
- Protection is only provided to a member's contents. Damage to physical buildings is not covered.
Insurance Selection Guide (PDF)